The Program
Savvy operates one text-message program: Savvy Account Notifications & Benefit Reminders. It sends recurring reminders before card benefits and statement credits expire, a reminder the day before something you forwarded to Savvy lands (a free trial converting, a subscription renewing, a bill coming due, a return window or other deadline), plus confirmations tied to your own account activity.
- Program name: Savvy Account Notifications & Benefit Reminders
- Operated by: Sabera Daqiq, a sole proprietorship doing business as Savvy
- Message frequency: varies; automated texts are capped at five per day. Typically a weekly update, plus a reminder when a credit is two days from expiring, plus one text the day before a forwarded trial, subscription, bill or deadline lands
- Cost: Savvy does not charge for texts. Message and data rates may apply from your carrier.
- Audience: existing, signed-in Savvy users who have opted in themselves
This page exists so anyone — a user, a carrier, or a reviewer — can see exactly how consent is collected, in the same words the user sees.
How You Opt In
Consent is collected in one place only: the Notification Settings screen inside the authenticated Savvy web app at heygrail.ai. It is never collected over the phone, in person, on paper, or from any purchased or third-party list. We never text a number we obtained from anywhere other than its own owner, inside their signed-in account.
Consent is given by tapping a button labelled “Turn On Texts”. The disclosure renders directly above that button and reads exactly: “By tapping Turn On Texts you agree to receive account & benefit-reminder texts from Savvy at this number. Consent isn’t a condition of use. Msg frequency varies; Msg & data rates may apply. Reply STOP to cancel, HELP for help.” The tap itself is the affirmative act — nothing is pre-selected, and nothing can be submitted on your behalf. Texts stay off until you tap it.
Which steps you see depends on whether your mobile number was already verified when you created your account:
- Step 1. You create a Savvy account and sign in.
- Step 2. You open Notification Settings.
- Step 3a. If your number was already verified at sign-up: that number is shown to you, the disclosure appears beneath it, and you tap Turn On Texts. Possession was already proven when the number was verified, so no further step is needed.
- Step 3b. If it was not: you type your own mobile number, the disclosure appears above the button, and you tap Turn On Texts. You then confirm possession from the device itself before any message is sent — see below.
- Step 4. Your consent is stored against your account with a timestamp.
The Exact Consent Language
This is the disclosure and the button as they appear on screen, reproduced verbatim. The disclosure always renders directly above the button it refers to, so the terms are visible before the tap that accepts them:
The tap itself is the consent — there is no separate step, and texts stay off until it happens. Consent is not required to create or use a Savvy account.
This wording is generated from a single constant in the Savvy application source (SMS_CONSENT_COPY), which is what the user is actually shown. If the wording on this page and the wording in the app ever differ, the app is authoritative and this page is corrected to match it.
Proving the Number Is Yours
Tapping the button is not enough on its own. Before Savvy sends a single message, the number must be proven to belong to you. If it was already verified when you created your account, that proof is what makes the one-tap path available. Otherwise you prove it from the device in your hand, by either:
- texting START or VERIFY to the Savvy number from that device, or
- entering a one-time code that we send to that number.
Savvy never sends reminders to a number that has not completed this step. This protects someone whose number is entered by mistake — or by anyone else.
What We Send
Every message identifies Savvy as the sender and relates to your own account activity. Representative examples:
Reply YES or NO to a reminder, DONE when a forwarded trial, bill or deadline is handled, NEVER to mute one benefit or one forwarded item, STATUS for your open credits, a store name for your best card, STOP to unsubscribe, HELP for help. Automated texts are capped at five per day.
We do not send marketing or promotional messages, and we never message you about anything unrelated to your Savvy account.
STOP, HELP, and Other Keywords
Every keyword below works at any time, on any message.
| Reply | What happens |
|---|---|
| STOP | You are unsubscribed immediately and we send one confirmation. No further messages are sent. |
| HELP | We reply with what you can text and our support contact (support@withsavvy.ai). |
| START / VERIFY | Confirms possession of the number after you have opted in inside the app. |
| YES / DONE / USED | Marks the benefit in the reminder as used (reply USED 2 or USED UBER to pick one from a list). To a reminder about something you forwarded, marks it handled: a trial or subscription as cancelled, a bill as paid. |
| NO | Keeps the benefit open and replies with how to use it. To a trial or subscription reminder, keeps it and stops those reminders; to a bill or deadline reminder, leaves it on your list. |
| NEVER | Mutes reminders for that one benefit or forwarded item only (NEVER UBER to name it). Texts about your other benefits continue; STOP ends all texts. |
| SNOOZE | Skips reminders for a week, or for the current cycle of a forwarded item. |
| STATUS | Lists your open credits, soonest-expiring first. |
| MORE | After asking about a store, shows other cards that earn more there. Informational, never an offer. |
| A store name | Tells you which of your cards to use there, and whether you hold a credit for it. |
UNSUBSCRIBE, CANCEL, END, and QUIT are honored the same way as STOP. You can also switch the setting off in the app at any time, which has the same effect.
Your Opt-In Data Is Never Sold or Shared
Your mobile phone number, your SMS consent, and your text-messaging opt-in data are never sold, shared, or disclosed to third parties for marketing or promotional purposes. They are used only to deliver the messages you asked for.
Full detail on collection, retention, and deletion is in our Privacy & Trust page; the messaging terms are in our Terms of Service.
Contact
Questions about this messaging program, from users and carriers alike:
- Email: support@withsavvy.ai
- Operated by: Sabera Daqiq, a sole proprietorship doing business as Savvy
- Website: heygrail.ai
We respond within 5 business days.